Cloth seat, insert and panel. Equileather flap, takes the hardwear from the stirrup leather. Comfort - saddle acts as a foam cushion and shock absorber. Easy care - clean using soap and water. Lightweight - easy to handle and carry. Short double billets can be adjusted whilst mounted. Wool flock filled panels mould to take the shape of your horse. Changeable gullet adjustable fit over your horse's wither. Lifetime guarantee on Wintec tree. NOTE: The Wintec 250 has a changeabe gullet but this can not be accessed using the easy change - head screw and velcro system. The head of the saddle must be opened by a saddler.